- AVG PEAK
- $0.48
- AVG OFF-PEAK
- $0.16
- AVG DEMAND
- $47.00
Plus: Transmission + Customer + Meter Charges
Inland Empire · City
Fontana is a market of roughly 213K people and a commercial hub built around logistics & distribution. SolarPorts turns the parking lots that already serve those businesses into onsite power source — without losing a single parking space.
Your serving utility
Time-of-use rates and demand charges drive most commercial bills. Solar and storage attack all three.
Plus: Transmission + Customer + Meter Charges
How to fund your project
Stack federal ITC, state SGIP, and one of these commercial-grade lenders to bring your out-of-pocket cost close to zero. Showing 53 options available in Fontana.
SBA 504 CDC
First faith-based SBA 504 lender — 504 Energy program.
AmPac's 504 Energy program has supported projects that included installation of solar panels — no aggregate cap on total project.
National Bank
Mission-driven bank — C-PACE buyer, tax-equity participant, project debt.
Commitments to C-PACE financing for solar and energy projects; participation in tax-equity structures.
Equipment Finance
GoGreen Business participating equipment-finance company.
$10K – $2M equipment-finance agreements for CA Small Business Energy Efficiency Financing.
SBA 504 CDC
Top-20 SBA 504 CDC — $3B+ funded across 1,700+ companies.
Capital equipment (production + solar power systems) qualifies for SBA 504 financing.
C-PACE
Non-recourse C-PACE — interest-only up to 10 yrs, cap-i up to 3 yrs.
Renewable energy eligible per CSCDA program rules.
C-PACE
Statewide JPA C-PACE program — alternative roster to CSCDA.
Renewable energy and commercial solar are eligible measures under the CMFA C-PACE handbook.
California State Program
State credit-enhancement / cash-pledge program — usable for solar at participating banks.
Loan amounts $25K – $20M for any approved purpose, including commercial solar, at participating CA financial institutions.
California Bank
CA-focused commercial bank with a dedicated Power & Project Finance Group.
Senior secured construction and/or term loans, back-leverage facilities, revolving credit lines, letters of credit for renewable & conventional power.
SBA 504 CDC
Statewide California SBA 504 CDC — 35+ years of operation.
Below-market 504 financing supports green / energy upgrades alongside owner-occupied real estate.
SBA 504 CDC
San Francisco-HQ SBA 504 CDC — funded $10.2M for Auxin Solar San Jose.
Green equipment such as solar panels and energy-efficient improvements qualify for 504 financing.
C-PACE
C-PACE direct lender with explicit Solar PV + California Solar Initiative language.
Solar PV systems must be eligible for and participate in California Solar Initiative or an equivalent utility rebate program.
Equipment Finance
OEM captive finance — finances commercial solar panel systems via Cat dealer network.
Loans + leases for commercial solar panel systems through the Cat dealer network.
California Bank
LA-HQ private bank — senior debt, construction, sale-leaseback for renewables.
Construction + permanent financing, sale-leaseback arrangements, asset aggregation facilities, letters of credit for utility-scale solar, distributed generation, community solar, BESS, wind.
Specialty Solar Lender
C&I solar / storage asset owner — buys operating projects and finances developers.
Developer takeout for C&I solar, community-solar, and storage projects.
C-PACE
First private commercial PACE company in the U.S.
Renewable energy and solar PV explicitly eligible (CleanFund is a solar-rooted lender).
C-PACE
Institutionally-capitalized C-PACE lender — fixed 20–30 yr terms.
Eligible upgrades include HVAC, LED lighting + facility controls, boilers, windows, and solar.
National Bank
Climate-focused national bank with straightforward commercial-solar loans.
Straightforward solar loans for non-profit and commercial clients — competitive rates, no dealer fees, no prepayment penalty.
C-PACE
Only California-chartered community bank on the CSCDA C-PACE roster.
Renewable energy eligible per CSCDA program rules.
C-PACE
2nd-ever C-PACE administrator approved in California (CSCDA, since 2015).
Renewable energy projects eligible under CSCDA C-PACE program rules.
Equipment Finance
Vendor / equipment finance — GoGreen Business participating lender.
Equipment finance & leasing for clean tech vendors — rates as low as 0%; up to 20-year solar terms.
C-PACE
C-PACE that stacks alongside Dwight's senior agency loans.
Renewable energy eligible per CSCDA program rules.
California Bank
California-HQ commercial bank with a dedicated Clean Tech project-finance group.
Medium-term project financing for commercial-scale solar, in conjunction with tax-equity partners. Recent CA deals include $48M with GCL Solar (school portfolio, 18 MW).
Leasing
Fleet leasing / financing — EV charging infrastructure + solar bundles.
Operating leases, open-end TRAC, loans, sale-leasebacks for fleet + charging + solar bundles.
C-PACE
San Diego-based C-PACE shop — strong solar focus, 120+ CA jurisdictions.
Has financed energy-efficiency improvements including HVAC, solar, cool roofing, and lighting.
National Bank
Sustainable-finance bank — C-PACE + Energy Loan Network for contractors.
C-PACE loans help businesses build sustainable infrastructure; Energy Loan Network channels solar deals through approved contractors.
Specialty Solar Lender
San Francisco-HQ sustainable infrastructure investor — Infrastructure-as-a-Service™.
Long-term PPA structures for mid-market and industrial sustainability projects.
California State Program
State-channeled commercial solar/storage financing with credit-enhancement.
Clean energy generation + storage upgrades, EV charging, and energy-efficiency retrofits — including commercial solar (added 2023).
C-PACE
CA-rooted (Laguna Beach HQ) C-PACE lender with a low $50K floor.
Eligible measures span solar, smart thermostats, wind, and windows.
Specialty Solar Lender
Renewable IPP, tax-equity & debt deployer — owns / operates 100s of clean-energy assets.
Acquires, owns, and operates clean energy infrastructure assets; tax-equity placement for developers.
California State Program
State revolving loan fund (AB78) — participations alongside lead lenders.
Solar projects eligible per AB78 criteria (current focus on forest biomass, transmission, climate-tech).
California State Program
State loan-guarantee program — 80% guarantee, up to $5M, on loans up to $20M.
Loan guarantees of 80%, up to $5M, on loans up to $20M, with a 7-year term — applicable to solar project finance.
Specialty Solar Lender
National CDFI — solar PPA, lease, and debt with flexible underwriting.
Solar PPA + Solar Lease for commercial properties to effortlessly adopt solar energy.
SBA 7(a) Lender
SBA 7(a) Preferred Lender (#2 nationally FY25) + USDA REAP solar lender.
USDA Rural Energy for America Program (REAP) — solar, battery storage, and other emerging technologies. SBA 7(a) up to $5M; SBA 504; USDA REAP guaranteed loans (80% guarantee FY25).
C-PACE
National C-PACE direct lender on the CSCDA Open PACE roster (since 2018).
Renewable energy / solar eligible per CSCDA program rules.
C-PACE
Carlyle-backed C-PACE direct lender ($1B commitment).
Renewable energy eligible per C-PACE rules.
C-PACE
Largest C-PACE lender in the U.S., approved through CSCDA Open PACE.
Solar PV is an explicitly funded eligible measure. Recent California portfolio includes large mixed-use, hospitality, office, and industrial projects.
C-PACE
C-PACE direct lender — fixed rate priced over 10-yr UST.
Renewable energy eligible. Sunnyvalley Smoked Meats $5.2M case study explicitly tagged Solar / Renewables.
C-PACE
C-PACE direct lender — explicitly markets solar + storage projects.
C-PACE funding for solar panels, battery storage, and installation. Available statewide via CSCDA opt-in jurisdictions.
C-PACE
Active C-PACE lender — recent solar-funded deals in Elk Grove and Paso Robles.
Recent CA deals explicitly funded solar panels alongside plumbing and seismic improvements.
C-PACE
Apollo-backed C-PACE lender with offices in Dana Point, San Diego, San Francisco.
Solar listed as an eligible measure alongside HVAC, chillers, boilers, roofing, lighting, controls, windows, plumbing, irrigation.
Equipment Finance
Specialty finance — GoGreen Business participating lender. Cannabis-friendly.
$100K – $5M; up to 20-year solar terms.
Specialty Solar Lender
Energy-Service-Agreement (ESA) provider — GoGreen Business participating lender.
$250K – $5M ESAs that can include generation + storage components.
Community Bank
Sacramento-HQ commercial bank with a dedicated Clean Energy Division (since ~2014).
Debt financing for commercial and utility-scale renewables; lines of credit; construction + term loans.
Credit Union
Seattle-based credit union with an explicit commercial-solar product available in California.
Commercial Solar Financing — terms up to 84 months; amortization up to 20 years; LTV up to 100% on projects ≤ $2.5M.
Equipment Finance
Independent large-ticket equipment finance / leasing (Eldridge).
Tax leases, finance leases, sale-leasebacks, TRAC leases for clean-energy equipment.
Specialty Solar Lender
Specialty commercial-solar loan platform — 'Lien Light' non-recourse structure.
Loans customized for solar and for commercial borrowers of all sizes. Recent Large Loan Program supports solar + storage projects up to $30M.
Specialty Solar Lender
DOE-backed specialty solar developer / financier — PPAs, leases, 100% project financing.
100% Project Financing — PPAs, site leases, and operating leases for commercial projects greater than 25 kW DC.
Community Bank
Orange County-rooted SBA Preferred Lender with a dedicated commercial solar program.
Solar loans, leases, and PPAs for property owners, industrial operators, retail centers, office buildings, multi-site businesses.
Specialty Solar Lender
San Jose-HQ C&I solar PPA financier with 30–90 day close.
PPA & takeout solutions for commercial, municipal, and non-profit projects — 30–90 day close.
SBA 504 CDC
California SBA 504 CDC with explicit Energy Efficiency Financing program.
SBA 504 Energy Efficiency Financing — install solar panels and/or wind turbines for ≥15% of business energy use. 2024 policy change removed aggregate caps on green-stack projects.
Equipment Finance
Major-bank equipment finance with a dedicated renewable-energy team.
Renewable energy team manages complex solar financing structures including vendor finance, capital leases, and term loans.
Equipment Finance
Independent equipment finance — GoGreen Business participating lender.
$25K – $5M equipment-finance agreements / leases up to 84 months.
C-PACE
C-PACE direct lender on the CSCDA Open PACE roster.
Renewable energy eligible per CSCDA program rules.
C-PACE
Non-recourse C-PACE — interest-only up to 10 yrs, cap-i up to 3 yrs.
Renewable energy eligible per CSCDA program rules.
C-PACE
Statewide JPA C-PACE program — alternative roster to CSCDA.
Renewable energy and commercial solar are eligible measures under the CMFA C-PACE handbook.
C-PACE
C-PACE direct lender with explicit Solar PV + California Solar Initiative language.
Solar PV systems must be eligible for and participate in California Solar Initiative or an equivalent utility rebate program.
C-PACE
First private commercial PACE company in the U.S.
Renewable energy and solar PV explicitly eligible (CleanFund is a solar-rooted lender).
C-PACE
Institutionally-capitalized C-PACE lender — fixed 20–30 yr terms.
Eligible upgrades include HVAC, LED lighting + facility controls, boilers, windows, and solar.
C-PACE
Only California-chartered community bank on the CSCDA C-PACE roster.
Renewable energy eligible per CSCDA program rules.
C-PACE
2nd-ever C-PACE administrator approved in California (CSCDA, since 2015).
Renewable energy projects eligible under CSCDA C-PACE program rules.
C-PACE
C-PACE that stacks alongside Dwight's senior agency loans.
Renewable energy eligible per CSCDA program rules.
C-PACE
San Diego-based C-PACE shop — strong solar focus, 120+ CA jurisdictions.
Has financed energy-efficiency improvements including HVAC, solar, cool roofing, and lighting.
C-PACE
CA-rooted (Laguna Beach HQ) C-PACE lender with a low $50K floor.
Eligible measures span solar, smart thermostats, wind, and windows.
C-PACE
National C-PACE direct lender on the CSCDA Open PACE roster (since 2018).
Renewable energy / solar eligible per CSCDA program rules.
C-PACE
Carlyle-backed C-PACE direct lender ($1B commitment).
Renewable energy eligible per C-PACE rules.
C-PACE
Largest C-PACE lender in the U.S., approved through CSCDA Open PACE.
Solar PV is an explicitly funded eligible measure. Recent California portfolio includes large mixed-use, hospitality, office, and industrial projects.
C-PACE
C-PACE direct lender — fixed rate priced over 10-yr UST.
Renewable energy eligible. Sunnyvalley Smoked Meats $5.2M case study explicitly tagged Solar / Renewables.
C-PACE
C-PACE direct lender — explicitly markets solar + storage projects.
C-PACE funding for solar panels, battery storage, and installation. Available statewide via CSCDA opt-in jurisdictions.
C-PACE
Active C-PACE lender — recent solar-funded deals in Elk Grove and Paso Robles.
Recent CA deals explicitly funded solar panels alongside plumbing and seismic improvements.
C-PACE
Apollo-backed C-PACE lender with offices in Dana Point, San Diego, San Francisco.
Solar listed as an eligible measure alongside HVAC, chillers, boilers, roofing, lighting, controls, windows, plumbing, irrigation.
C-PACE
C-PACE direct lender on the CSCDA Open PACE roster.
Renewable energy eligible per CSCDA program rules.
National Bank
Mission-driven bank — C-PACE buyer, tax-equity participant, project debt.
Commitments to C-PACE financing for solar and energy projects; participation in tax-equity structures.
California Bank
CA-focused commercial bank with a dedicated Power & Project Finance Group.
Senior secured construction and/or term loans, back-leverage facilities, revolving credit lines, letters of credit for renewable & conventional power.
California Bank
LA-HQ private bank — senior debt, construction, sale-leaseback for renewables.
Construction + permanent financing, sale-leaseback arrangements, asset aggregation facilities, letters of credit for utility-scale solar, distributed generation, community solar, BESS, wind.
National Bank
Climate-focused national bank with straightforward commercial-solar loans.
Straightforward solar loans for non-profit and commercial clients — competitive rates, no dealer fees, no prepayment penalty.
California Bank
California-HQ commercial bank with a dedicated Clean Tech project-finance group.
Medium-term project financing for commercial-scale solar, in conjunction with tax-equity partners. Recent CA deals include $48M with GCL Solar (school portfolio, 18 MW).
National Bank
Sustainable-finance bank — C-PACE + Energy Loan Network for contractors.
C-PACE loans help businesses build sustainable infrastructure; Energy Loan Network channels solar deals through approved contractors.
Community Bank
Sacramento-HQ commercial bank with a dedicated Clean Energy Division (since ~2014).
Debt financing for commercial and utility-scale renewables; lines of credit; construction + term loans.
Credit Union
Seattle-based credit union with an explicit commercial-solar product available in California.
Commercial Solar Financing — terms up to 84 months; amortization up to 20 years; LTV up to 100% on projects ≤ $2.5M.
Community Bank
Orange County-rooted SBA Preferred Lender with a dedicated commercial solar program.
Solar loans, leases, and PPAs for property owners, industrial operators, retail centers, office buildings, multi-site businesses.
SBA 504 CDC
First faith-based SBA 504 lender — 504 Energy program.
AmPac's 504 Energy program has supported projects that included installation of solar panels — no aggregate cap on total project.
SBA 504 CDC
Top-20 SBA 504 CDC — $3B+ funded across 1,700+ companies.
Capital equipment (production + solar power systems) qualifies for SBA 504 financing.
SBA 504 CDC
Statewide California SBA 504 CDC — 35+ years of operation.
Below-market 504 financing supports green / energy upgrades alongside owner-occupied real estate.
SBA 504 CDC
San Francisco-HQ SBA 504 CDC — funded $10.2M for Auxin Solar San Jose.
Green equipment such as solar panels and energy-efficient improvements qualify for 504 financing.
SBA 7(a) Lender
SBA 7(a) Preferred Lender (#2 nationally FY25) + USDA REAP solar lender.
USDA Rural Energy for America Program (REAP) — solar, battery storage, and other emerging technologies. SBA 7(a) up to $5M; SBA 504; USDA REAP guaranteed loans (80% guarantee FY25).
SBA 504 CDC
California SBA 504 CDC with explicit Energy Efficiency Financing program.
SBA 504 Energy Efficiency Financing — install solar panels and/or wind turbines for ≥15% of business energy use. 2024 policy change removed aggregate caps on green-stack projects.
Specialty Solar Lender
C&I solar / storage asset owner — buys operating projects and finances developers.
Developer takeout for C&I solar, community-solar, and storage projects.
Specialty Solar Lender
San Francisco-HQ sustainable infrastructure investor — Infrastructure-as-a-Service™.
Long-term PPA structures for mid-market and industrial sustainability projects.
Specialty Solar Lender
Renewable IPP, tax-equity & debt deployer — owns / operates 100s of clean-energy assets.
Acquires, owns, and operates clean energy infrastructure assets; tax-equity placement for developers.
Specialty Solar Lender
National CDFI — solar PPA, lease, and debt with flexible underwriting.
Solar PPA + Solar Lease for commercial properties to effortlessly adopt solar energy.
Specialty Solar Lender
Energy-Service-Agreement (ESA) provider — GoGreen Business participating lender.
$250K – $5M ESAs that can include generation + storage components.
Specialty Solar Lender
Specialty commercial-solar loan platform — 'Lien Light' non-recourse structure.
Loans customized for solar and for commercial borrowers of all sizes. Recent Large Loan Program supports solar + storage projects up to $30M.
Specialty Solar Lender
DOE-backed specialty solar developer / financier — PPAs, leases, 100% project financing.
100% Project Financing — PPAs, site leases, and operating leases for commercial projects greater than 25 kW DC.
Specialty Solar Lender
San Jose-HQ C&I solar PPA financier with 30–90 day close.
PPA & takeout solutions for commercial, municipal, and non-profit projects — 30–90 day close.
Equipment Finance
GoGreen Business participating equipment-finance company.
$10K – $2M equipment-finance agreements for CA Small Business Energy Efficiency Financing.
Equipment Finance
OEM captive finance — finances commercial solar panel systems via Cat dealer network.
Loans + leases for commercial solar panel systems through the Cat dealer network.
Equipment Finance
Vendor / equipment finance — GoGreen Business participating lender.
Equipment finance & leasing for clean tech vendors — rates as low as 0%; up to 20-year solar terms.
Leasing
Fleet leasing / financing — EV charging infrastructure + solar bundles.
Operating leases, open-end TRAC, loans, sale-leasebacks for fleet + charging + solar bundles.
Equipment Finance
Specialty finance — GoGreen Business participating lender. Cannabis-friendly.
$100K – $5M; up to 20-year solar terms.
Equipment Finance
Independent large-ticket equipment finance / leasing (Eldridge).
Tax leases, finance leases, sale-leasebacks, TRAC leases for clean-energy equipment.
Equipment Finance
Major-bank equipment finance with a dedicated renewable-energy team.
Renewable energy team manages complex solar financing structures including vendor finance, capital leases, and term loans.
Equipment Finance
Independent equipment finance — GoGreen Business participating lender.
$25K – $5M equipment-finance agreements / leases up to 84 months.
California State Program
State credit-enhancement / cash-pledge program — usable for solar at participating banks.
Loan amounts $25K – $20M for any approved purpose, including commercial solar, at participating CA financial institutions.
California State Program
State-channeled commercial solar/storage financing with credit-enhancement.
Clean energy generation + storage upgrades, EV charging, and energy-efficiency retrofits — including commercial solar (added 2023).
California State Program
State revolving loan fund (AB78) — participations alongside lead lenders.
Solar projects eligible per AB78 criteria (current focus on forest biomass, transmission, climate-tech).
California State Program
State loan-guarantee program — 80% guarantee, up to $5M, on loans up to $20M.
Loan guarantees of 80%, up to $5M, on loans up to $20M, with a 7-year term — applicable to solar project finance.
Need a recommendation?
Send us a quick note about your site (parking stalls, current annual electricity spend, EV-charging interest) and we'll match you with the right lender from the list above.
We'll line up 1–3 introductions based on your project size, location and timeline.
Logos remain property of their respective owners. SolarPorts has no affiliation with the institutions listed unless explicitly stated. Loan terms shown are sourced from public lender materials and may have changed since last verification — confirm with each lender before relying on them.
Why solar in Fontana
Why energy savings stack up in Fontana:
Climate & energy market
The Inland Empire (Riverside and San Bernardino counties) is one of California's strongest commercial solar markets — long, cloudless summers, severe cooling loads, and Southern California Edison commercial tariffs that punish midday peak consumption. Solar carports flatten those peaks while shading the same parking lots that distribution-center workers and customers use every day.
Top sectors that benefit
Warehouses and distribution centers consume large amounts of daytime power and have exactly the parking footprint carports need.
Light- and heavy-manufacturing sites tend to run flat daytime loads — a near-perfect match for solar production curves.
Self-storage facilities have low operating overhead and large, mostly-empty parking surface area — ideal economics.
Property owners use carport projects to lift NOI and reduce vacancy in tenant-paid-utility scenarios.
Incentives that apply here
Federal, state and SCE programs are modeled into every proposal. We file the paperwork — you get the credits.
30% base credit on solar and storage under the Inflation Reduction Act, with adders for domestic content, energy communities and prevailing-wage compliance — stackable up to 50%+.
Depreciate the system over 5 years (with bonus depreciation rules) to dramatically reduce federal tax liability in the early project years.
The Self-Generation Incentive Program pays per-kWh for installed battery storage. Equity, equity resiliency and small-business carve-outs significantly raise the rebate per kWh.
CALeVIP and complementary utility programs cover a meaningful share of EV charger costs when you bundle Level 2 or DCFC into the carport project.
SCE commercial schedules (TOU-GS-3, TOU-8) make midday peak energy expensive. Solar carports offset that window directly; battery storage flattens the demand component.
Permitting & AHJ
Commercial solar carport permits in Fontana are typically reviewed by City of Fontana Building & Safety Division, with parallel sign-off from the local fire authority and the serving electric utility. We handle the full submittal package — structural calcs, electrical single-line, mounting details — and respond directly to plan-checker corrections.
Local industry news
We did not find Fontana-specific stories yet, so we are showing the most recent news tagged for San Bernardino County.
In a recent decision, the United States Ninth Circuit Court of Appeals (Ninth Circuit) reversed a lower court summary judgement order, finding that the annual aggregate limits provision in three umbre...
Read on JD Supra — Environment & EnergyGet started
A free custom report includes a cost savings estimate, a 30-year cash-flow model with ITC, MACRS and SGIP, and a structural fit-check based on your parking layout. Or skip ahead and book a 30-minute call with our California-based team.