- AVG PEAK
- $0.44
- AVG OFF-PEAK
- $0.17
- AVG DEMAND
- $28.00
Plus: Transmission + Customer + Meter Charges
Sacramento Valley · City
Commercial Energy Cost Savings in Chico
Chico is a market of roughly 102K people and a commercial hub built around higher education. SolarPorts turns the parking lots that already serve those businesses into onsite power source — without losing a single parking space.
- 102,000 City population
- PG&E Serving utility
- 30%+ Federal ITC eligible
- SGIP Storage rebate available
Your serving utility
Here's how PG&E bills commercial customers in Chico.
Time-of-use rates and demand charges drive most commercial bills. Solar and storage attack all three.
How to fund your project
Financing options for Chico commercial solar
Stack federal ITC, state SGIP, and one of these commercial-grade lenders to bring your out-of-pocket cost close to zero. Showing 53 options available in Chico.
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SBA 504 CDC
AmPac Business Capital
Solar-specific program California-wideFirst faith-based SBA 504 lender — 504 Energy program.
AmPac's 504 Energy program has supported projects that included installation of solar panels — no aggregate cap on total project.
- Loan size
- Negotiated per deal
- Term
- Standard 504
- Rate
- Below-market — SBA monthly debenture
- Faith-based mission
- No aggregate cap
- CA + AZ + NV
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National Bank
Amalgamated Bank
California-wideMission-driven bank — C-PACE buyer, tax-equity participant, project debt.
Commitments to C-PACE financing for solar and energy projects; participation in tax-equity structures.
- Loan size
- Project-finance ticket sizes ($15M+)
- Term
- Project debt + tax equity
- Rate
- Negotiated per deal
- Mission-driven balance sheet
- C-PACE buyer + tax-equity partner
- Mid-large C&I focus
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Equipment Finance
Ascentium Capital
Solar-specific program California-wideGoGreen Business participating equipment-finance company.
$10K – $2M equipment-finance agreements for CA Small Business Energy Efficiency Financing.
- Loan size
- $10K – $2M
- Term
- 12–60 months
- Rate
- Varies — equipment-finance agreement
- 12-month minimum business history
- Property owners + tenants eligible
- GoGreen-enrolled
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SBA 504 CDC
Bay Area Development Company
Solar-specific program California-wideTop-20 SBA 504 CDC — $3B+ funded across 1,700+ companies.
Capital equipment (production + solar power systems) qualifies for SBA 504 financing.
- Loan size
- Up to $16.5M
- Term
- Standard 504
- Rate
- Below-market — SBA monthly debenture
- Top-20 CDC nationally
- Bay Area / NorCal focus
- Up to $16.5M aggregate green stack
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C-PACE
Bayview PACE
California-wideNon-recourse C-PACE — interest-only up to 10 yrs, cap-i up to 3 yrs.
Renewable energy eligible per CSCDA program rules.
- Loan size
- $2M – $100M
- Term
- 5–30 years (interest-only up to 10, cap-i up to 3)
- Rate
- Negotiated per deal
- Non-recourse
- Up to 85% LTV stabilized
- Flexible draw schedule
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C-PACE
CMFA Open PACE
California-wideStatewide JPA C-PACE program — alternative roster to CSCDA.
Renewable energy and commercial solar are eligible measures under the CMFA C-PACE handbook.
- Loan size
- Varies by administrator
- Term
- Up to 30 years typical
- Rate
- Varies by administrator
- Alternative JPA to CSCDA
- Multiple administrators on roster
- Statewide opt-in
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California State Program
CalCAP Collateral Support
California-wideState credit-enhancement / cash-pledge program — usable for solar at participating banks.
Loan amounts $25K – $20M for any approved purpose, including commercial solar, at participating CA financial institutions.
- Loan size
- $25K – $20M
- Term
- Varies — at the underlying lender
- Rate
- Varies — at the underlying lender
- Open to any CA bank, savings association, federally-certified CDFI, or credit union
- Closes collateral gap
- SSBCI 2.0-funded
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California Bank
California Bank & Trust — Power & Project Finance
Solar-specific program California-wideCA-focused commercial bank with a dedicated Power & Project Finance Group.
Senior secured construction and/or term loans, back-leverage facilities, revolving credit lines, letters of credit for renewable & conventional power.
- Loan size
- Negotiated per deal
- Term
- Construction + term + revolver
- Rate
- Negotiated per deal
- Senior secured construction + term
- Back-leverage facilities
- Power generation sponsor focus
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SBA 504 CDC
California Statewide CDC
California-wideStatewide California SBA 504 CDC — 35+ years of operation.
Below-market 504 financing supports green / energy upgrades alongside owner-occupied real estate.
- Loan size
- Negotiated per deal
- Term
- Standard 504 + Statewide Fast 504
- Rate
- Below-market — SBA monthly debenture
- Statewide CA
- 35+ years operating
- Statewide Fast 504 expedited program
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SBA 504 CDC
Capital Access Group
Solar-specific program California-wideSan Francisco-HQ SBA 504 CDC — funded $10.2M for Auxin Solar San Jose.
Green equipment such as solar panels and energy-efficient improvements qualify for 504 financing.
- Loan size
- Up to $5.5M
- Term
- Standard SBA 504 (90% finance, 10% down, 25-yr)
- Rate
- Below-market — SBA monthly debenture
- SF-headquartered (since 1981)
- Statewide CA
- Auxin Solar case study
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C-PACE
CastleGreen Finance
Solar-specific program California-wideC-PACE direct lender with explicit Solar PV + California Solar Initiative language.
Solar PV systems must be eligible for and participate in California Solar Initiative or an equivalent utility rebate program.
- Loan size
- Negotiated per deal
- Term
- 5–39 years (capped by useful life)
- Rate
- Negotiated per deal
- Term capped by equipment useful life
- Transferable on sale
- Solar PV explicitly named
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Equipment Finance
Caterpillar Financial Services
California-wideOEM captive finance — finances commercial solar panel systems via Cat dealer network.
Loans + leases for commercial solar panel systems through the Cat dealer network.
- Loan size
- Negotiated per deal
- Term
- Loans + leases
- Rate
- Negotiated per deal
- OEM captive finance
- Cat dealer network
- Established commercial-solar product
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California Bank
City National Bank — Renewable Energy
Solar-specific program California-wideLA-HQ private bank — senior debt, construction, sale-leaseback for renewables.
Construction + permanent financing, sale-leaseback arrangements, asset aggregation facilities, letters of credit for utility-scale solar, distributed generation, community solar, BESS, wind.
- Loan size
- Negotiated per deal — large-ticket
- Term
- Construction + permanent + sale-leaseback
- Rate
- Negotiated per deal
- Lead arranger experience
- Sale-leaseback structures
- Mid-market to utility-scale
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Specialty Solar Lender
CleanCapital
Solar-specific program California-wideC&I solar / storage asset owner — buys operating projects and finances developers.
Developer takeout for C&I solar, community-solar, and storage projects.
- Loan size
- Negotiated per deal
- Term
- Project takeout
- Rate
- Negotiated per deal
- Developer takeout focus
- C&I + community solar + storage
- $1B+ deployed
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C-PACE
CleanFund Commercial PACE Capital
Solar-specific program California-wideFirst private commercial PACE company in the U.S.
Renewable energy and solar PV explicitly eligible (CleanFund is a solar-rooted lender).
- Loan size
- Negotiated per deal — historically $0.5M – $50M+
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- 100% upfront fixed-rate financing
- Solar PV explicitly funded
- Transferable on sale
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C-PACE
Clearwater PACE
California-wideInstitutionally-capitalized C-PACE lender — fixed 20–30 yr terms.
Eligible upgrades include HVAC, LED lighting + facility controls, boilers, windows, and solar.
- Loan size
- $500K – $500M
- Term
- 20–30 years fixed
- Rate
- ~50% less than mezz / preferred equity
- Fixed-rate, long-term financing
- Stand-alone or stacked with senior debt
- Senior property tax assessment
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National Bank
Climate First Bank
Solar-specific program California-wideClimate-focused national bank with straightforward commercial-solar loans.
Straightforward solar loans for non-profit and commercial clients — competitive rates, no dealer fees, no prepayment penalty.
- Loan size
- Negotiated per deal
- Term
- Term loans
- Rate
- Competitive — no dealer fees, no prepayment penalty
- Climate-mission bank
- No dealer fees
- No prepayment penalty
- Nonprofits welcome
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C-PACE
Community Bank of the Bay — C-PACE
California-wideOnly California-chartered community bank on the CSCDA C-PACE roster.
Renewable energy eligible per CSCDA program rules.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Originated by a CA-chartered community bank
- Oakland HQ
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C-PACE
CounterpointeSRE
California-wide2nd-ever C-PACE administrator approved in California (CSCDA, since 2015).
Renewable energy projects eligible under CSCDA C-PACE program rules.
- Loan size
- Up to 35% LTV
- Term
- Up to 35 years (capped by useful life of equipment)
- Rate
- Competitive — negotiated per deal
- Non-recourse, transferable
- 100% financing of eligible improvements
- Senior property tax assessment
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Equipment Finance
DLL Group
Solar-specific program California-wideVendor / equipment finance — GoGreen Business participating lender.
Equipment finance & leasing for clean tech vendors — rates as low as 0%; up to 20-year solar terms.
- Loan size
- $100K – $5M
- Term
- 36–84 months (up to 20-yr for solar)
- Rate
- As low as 0% promotional rates
- 24-month minimum business history
- Vendor-channel finance
- Rabobank balance sheet
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C-PACE
Dwight Green Finance
California-wideC-PACE that stacks alongside Dwight's senior agency loans.
Renewable energy eligible per CSCDA program rules.
- Loan size
- $1M+ typical
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Stacks with senior agency multifamily debt
- Property-tax-assessment secured
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California Bank
East West Bank — Clean Tech
Solar-specific program California-wideCalifornia-HQ commercial bank with a dedicated Clean Tech project-finance group.
Medium-term project financing for commercial-scale solar, in conjunction with tax-equity partners. Recent CA deals include $48M with GCL Solar (school portfolio, 18 MW).
- Loan size
- Negotiated per deal
- Term
- Medium-term project finance
- Rate
- Negotiated per deal
- Tax-equity partnership structures
- CA-headquartered
- Mid-ticket project finance
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Leasing
Element Fleet Management
California-wideFleet leasing / financing — EV charging infrastructure + solar bundles.
Operating leases, open-end TRAC, loans, sale-leasebacks for fleet + charging + solar bundles.
- Loan size
- Negotiated per deal
- Term
- Operating + capital leases
- Rate
- Negotiated per deal
- EV fleet + charging + solar
- TRAC + open-end lease structures
- Fleet management bundling
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C-PACE
Figtree Financing
Solar-specific program California-wideSan Diego-based C-PACE shop — strong solar focus, 120+ CA jurisdictions.
Has financed energy-efficiency improvements including HVAC, solar, cool roofing, and lighting.
- Loan size
- Negotiated per deal
- Term
- Up to 20 years typical
- Rate
- Negotiated per deal
- Strong solar track record
- Nonprofit + commercial focus
- 120+ CA jurisdictions
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National Bank
Forbright Bank
California-wideSustainable-finance bank — C-PACE + Energy Loan Network for contractors.
C-PACE loans help businesses build sustainable infrastructure; Energy Loan Network channels solar deals through approved contractors.
- Loan size
- Negotiated per deal
- Term
- C-PACE long-term
- Rate
- Negotiated per deal
- C-PACE direct + Energy Loan Network
- Contractor channel
- CRE focus
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Specialty Solar Lender
Generate Capital
Solar-specific program California-wideSan Francisco-HQ sustainable infrastructure investor — Infrastructure-as-a-Service™.
Long-term PPA structures for mid-market and industrial sustainability projects.
- Loan size
- Large-ticket — negotiated per deal
- Term
- Long-term PPA
- Rate
- Negotiated per deal
- Infrastructure-as-a-Service™
- CA-headquartered
- Mid-market to MUSH
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California State Program
GoGreen Business Energy Financing
Solar-specific program California-wideState-channeled commercial solar/storage financing with credit-enhancement.
Clean energy generation + storage upgrades, EV charging, and energy-efficiency retrofits — including commercial solar (added 2023).
- Loan size
- $20K – $5M
- Term
- Up to 20 years (varies by lender)
- Rate
- Varies by participating lender
- State credit-enhancement (CalCAP-aligned)
- 6 pre-approved private lenders
- Solar + storage + EV charging eligible
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C-PACE
GreenPACE Capital
California-wideCA-rooted (Laguna Beach HQ) C-PACE lender with a low $50K floor.
Eligible measures span solar, smart thermostats, wind, and windows.
- Loan size
- From $50K
- Term
- 5–30 years
- Rate
- Negotiated per deal
- $50K minimum (lowest in the field)
- CA-headquartered
- Streamlined small-deal process
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Specialty Solar Lender
Greenbacker Capital
Solar-specific program California-wideRenewable IPP, tax-equity & debt deployer — owns / operates 100s of clean-energy assets.
Acquires, owns, and operates clean energy infrastructure assets; tax-equity placement for developers.
- Loan size
- Large-ticket project finance
- Term
- Project acquisition / tax-equity
- Rate
- Negotiated per deal
- Project acquisition route
- Tax-equity placement
- Mid-market to utility-scale
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California State Program
IBank Climate Catalyst Revolving Loan Fund
California-wideState revolving loan fund (AB78) — participations alongside lead lenders.
Solar projects eligible per AB78 criteria (current focus on forest biomass, transmission, climate-tech).
- Loan size
- $10M – $40M
- Term
- Loan participation alongside lead lender
- Rate
- Varies — at lead lender
- Participates alongside private lead lender
- Up to 50% of loan
- Solar eligible per AB78
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California State Program
IBank Climate Tech Finance
Solar-specific program California-wideState loan-guarantee program — 80% guarantee, up to $5M, on loans up to $20M.
Loan guarantees of 80%, up to $5M, on loans up to $20M, with a 7-year term — applicable to solar project finance.
- Loan size
- Up to $20M
- Term
- 7-year term
- Rate
- Varies — at the underlying lender
- 80% state guarantee
- Up to $5M guarantee on $20M loan
- Northern California FDC partner network
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Specialty Solar Lender
Inclusive Prosperity Capital
Solar-specific program California-wideNational CDFI — solar PPA, lease, and debt with flexible underwriting.
Solar PPA + Solar Lease for commercial properties to effortlessly adopt solar energy.
- Loan size
- From 50 kW system size
- Term
- PPA + lease + debt
- Rate
- Negotiated per deal
- Flexible underwriting
- Nonprofits + multifamily + MUSH
- CA-licensed
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SBA 7(a) Lender
Live Oak Bank
Solar-specific program California-wideSBA 7(a) Preferred Lender (#2 nationally FY25) + USDA REAP solar lender.
USDA Rural Energy for America Program (REAP) — solar, battery storage, and other emerging technologies. SBA 7(a) up to $5M; SBA 504; USDA REAP guaranteed loans (80% guarantee FY25).
- Loan size
- Up to $5M
- Term
- SBA 7(a) up to 25 yrs (real estate) / 10 yrs (equipment)
- Rate
- Variable — pegged to Prime
- SBA 7(a) Preferred Lender
- USDA REAP origination
- 80% USDA REAP guarantee FY25
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C-PACE
LordCap PACE
California-wideNational C-PACE direct lender on the CSCDA Open PACE roster (since 2018).
Renewable energy / solar eligible per CSCDA program rules.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Non-recourse, transferable
- Property-tax-assessment secured
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C-PACE
North Bridge
California-wideCarlyle-backed C-PACE direct lender ($1B commitment).
Renewable energy eligible per C-PACE rules.
- Loan size
- $10M – $250M
- Term
- Flexible long-term
- Rate
- Negotiated per deal
- Stand-alone or combined with senior debt
- Flexible new construction + recently-completed
- Carlyle balance sheet
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C-PACE
Nuveen Green Capital
California-wideLargest C-PACE lender in the U.S., approved through CSCDA Open PACE.
Solar PV is an explicitly funded eligible measure. Recent California portfolio includes large mixed-use, hospitality, office, and industrial projects.
- Loan size
- $2M – $250M
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Repaid via senior property tax assessment
- Transferable on sale
- 100% financing of hard + soft costs
- Non-recourse
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C-PACE
PACE Equity
California-wideC-PACE direct lender — fixed rate priced over 10-yr UST.
Renewable energy eligible. Sunnyvalley Smoked Meats $5.2M case study explicitly tagged Solar / Renewables.
- Loan size
- Up to 30% LTV (max)
- Term
- Up to 30 years (fixed)
- Rate
- Spread over 10-year UST
- Fixed-rate property tax assessment
- DSCR 1.10–1.30 at stabilization
- Complements senior debt
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C-PACE
PACE Loan Group
Solar-specific program California-wideC-PACE direct lender — explicitly markets solar + storage projects.
C-PACE funding for solar panels, battery storage, and installation. Available statewide via CSCDA opt-in jurisdictions.
- Loan size
- $500K – $50M
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- No personal guarantee
- Up to 35% of appraised property value
- Solar + battery storage explicitly funded
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C-PACE
Peachtree Group Credit
California-wideActive C-PACE lender — recent solar-funded deals in Elk Grove and Paso Robles.
Recent CA deals explicitly funded solar panels alongside plumbing and seismic improvements.
- Loan size
- Negotiated per deal — typical $1M – $100M+
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Fixed-rate C-PACE
- Stacks alongside senior debt
- Active CA solar deals on record
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C-PACE
Petros PACE Finance
California-wideApollo-backed C-PACE lender with offices in Dana Point, San Diego, San Francisco.
Solar listed as an eligible measure alongside HVAC, chillers, boilers, roofing, lighting, controls, windows, plumbing, irrigation.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Non-recourse, transferable on sale
- Construction-to-perm or retrofit
- Special property tax assessment
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Equipment Finance
Prime Capital Funding
Solar-specific program California-wideSpecialty finance — GoGreen Business participating lender. Cannabis-friendly.
$100K – $5M; up to 20-year solar terms.
- Loan size
- $100K – $5M
- Term
- 36–84 months (up to 20-yr for solar)
- Rate
- Varies
- 36-month minimum
- Cannabis industry friendly
- GoGreen-enrolled
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Specialty Solar Lender
Renew Energy Partners
Solar-specific program California-wideEnergy-Service-Agreement (ESA) provider — GoGreen Business participating lender.
$250K – $5M ESAs that can include generation + storage components.
- Loan size
- $500K – $5M
- Term
- 60–180 months
- Rate
- ESA structure
- 3-year minimum business history
- No cannabis industry
- Generation + storage included
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Community Bank
River City Bank
Solar-specific program California-wideSacramento-HQ commercial bank with a dedicated Clean Energy Division (since ~2014).
Debt financing for commercial and utility-scale renewables; lines of credit; construction + term loans.
- Loan size
- $5M – $50M
- Term
- Construction + term
- Rate
- Negotiated per deal
- Dedicated Clean Energy Division
- Mid-ticket project finance
- Sacramento + Bay Area roots
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Credit Union
Salal Credit Union
Solar-specific program California-wideSeattle-based credit union with an explicit commercial-solar product available in California.
Commercial Solar Financing — terms up to 84 months; amortization up to 20 years; LTV up to 100% on projects ≤ $2.5M.
- Loan size
- Up to $2.5M
- Term
- Up to 84 months / 20-year amortization
- Rate
- Fixed-rate options
- Up to 100% LTV on projects ≤ $2.5M
- Commercial-solar-specific product
- Operates in CA via business services
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Equipment Finance
Stonebriar Commercial Finance
California-wideIndependent large-ticket equipment finance / leasing (Eldridge).
Tax leases, finance leases, sale-leasebacks, TRAC leases for clean-energy equipment.
- Loan size
- $5M – $500M
- Term
- 3–20 year terms
- Rate
- Negotiated per deal
- $5M – $500M tickets
- Tax + finance + sale-leaseback structures
- Independent (non-bank) capital
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Specialty Solar Lender
Sunstone Credit
Solar-specific program California-wideSpecialty commercial-solar loan platform — 'Lien Light' non-recourse structure.
Loans customized for solar and for commercial borrowers of all sizes. Recent Large Loan Program supports solar + storage projects up to $30M.
- Loan size
- $50K – $30M
- Term
- 5–20 years
- Rate
- Negotiated per deal
- 'Lien Light' non-recourse — no real-property liens
- Limited personal guarantees
- Franchises, multifamily, retail, agriculture, storage
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Specialty Solar Lender
Sunwealth
Solar-specific program California-wideDOE-backed specialty solar developer / financier — PPAs, leases, 100% project financing.
100% Project Financing — PPAs, site leases, and operating leases for commercial projects greater than 25 kW DC.
- Loan size
- Negotiated per deal — minimum 25 kW DC
- Term
- PPAs / operating leases
- Rate
- Negotiated per deal
- PPA / operating lease structures
- DOE LPO loan-guarantee backing
- Mission-aligned: nonprofits, schools, underserved markets
-
Community Bank
Sunwest Bank
Solar-specific program California-wideOrange County-rooted SBA Preferred Lender with a dedicated commercial solar program.
Solar loans, leases, and PPAs for property owners, industrial operators, retail centers, office buildings, multi-site businesses.
- Loan size
- Negotiated per deal
- Term
- SBA 7(a), SBA 504, conventional CRE, capital lease
- Rate
- Negotiated per deal
- SBA Preferred Lender
- Loans + leases + PPAs
- Multi-site portfolio focus
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Specialty Solar Lender
Sustainable Capital Finance
Solar-specific program California-wideSan Jose-HQ C&I solar PPA financier with 30–90 day close.
PPA & takeout solutions for commercial, municipal, and non-profit projects — 30–90 day close.
- Loan size
- Negotiated per deal
- Term
- PPA structures
- Rate
- Negotiated per deal
- CA-headquartered
- PPA + developer takeout
- 30–90 day close
-
SBA 504 CDC
TMC Financing
Solar-specific program California-wideCalifornia SBA 504 CDC with explicit Energy Efficiency Financing program.
SBA 504 Energy Efficiency Financing — install solar panels and/or wind turbines for ≥15% of business energy use. 2024 policy change removed aggregate caps on green-stack projects.
- Loan size
- Up to $5.5M
- Term
- 25-year fixed
- Rate
- Below-market — see SBA monthly debenture rate
- 10% down — owner finances 90%
- Below-market 25-year fixed
- No aggregate cap on green-stack projects (post-2024 SBA rule change)
-
Equipment Finance
U.S. Bank Equipment Finance
California-wideMajor-bank equipment finance with a dedicated renewable-energy team.
Renewable energy team manages complex solar financing structures including vendor finance, capital leases, and term loans.
- Loan size
- Large-ticket — negotiated per deal
- Term
- Vendor finance / leases / term loans
- Rate
- Negotiated per deal
- Renewable-energy specialty group
- Long history in solar tax equity
- Vendor + lease + loan structures
-
Equipment Finance
Verdant Commercial Capital
Solar-specific program California-wideIndependent equipment finance — GoGreen Business participating lender.
$25K – $5M equipment-finance agreements / leases up to 84 months.
- Loan size
- $25K – $5M
- Term
- 12–84 months
- Rate
- Varies — EFA / lease
- 24-month minimum
- No cannabis / gaming / adult
- Walmart / YMCA / community-solar track record
-
C-PACE
White Oak Real Estate Capital
California-wideC-PACE direct lender on the CSCDA Open PACE roster.
Renewable energy eligible per CSCDA program rules.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Fixed-rate C-PACE assessment
- Commercial properties only
-
C-PACE
Bayview PACE
California-wideNon-recourse C-PACE — interest-only up to 10 yrs, cap-i up to 3 yrs.
Renewable energy eligible per CSCDA program rules.
- Loan size
- $2M – $100M
- Term
- 5–30 years (interest-only up to 10, cap-i up to 3)
- Rate
- Negotiated per deal
- Non-recourse
- Up to 85% LTV stabilized
- Flexible draw schedule
-
C-PACE
CMFA Open PACE
California-wideStatewide JPA C-PACE program — alternative roster to CSCDA.
Renewable energy and commercial solar are eligible measures under the CMFA C-PACE handbook.
- Loan size
- Varies by administrator
- Term
- Up to 30 years typical
- Rate
- Varies by administrator
- Alternative JPA to CSCDA
- Multiple administrators on roster
- Statewide opt-in
-
C-PACE
CastleGreen Finance
Solar-specific program California-wideC-PACE direct lender with explicit Solar PV + California Solar Initiative language.
Solar PV systems must be eligible for and participate in California Solar Initiative or an equivalent utility rebate program.
- Loan size
- Negotiated per deal
- Term
- 5–39 years (capped by useful life)
- Rate
- Negotiated per deal
- Term capped by equipment useful life
- Transferable on sale
- Solar PV explicitly named
-
C-PACE
CleanFund Commercial PACE Capital
Solar-specific program California-wideFirst private commercial PACE company in the U.S.
Renewable energy and solar PV explicitly eligible (CleanFund is a solar-rooted lender).
- Loan size
- Negotiated per deal — historically $0.5M – $50M+
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- 100% upfront fixed-rate financing
- Solar PV explicitly funded
- Transferable on sale
-
C-PACE
Clearwater PACE
California-wideInstitutionally-capitalized C-PACE lender — fixed 20–30 yr terms.
Eligible upgrades include HVAC, LED lighting + facility controls, boilers, windows, and solar.
- Loan size
- $500K – $500M
- Term
- 20–30 years fixed
- Rate
- ~50% less than mezz / preferred equity
- Fixed-rate, long-term financing
- Stand-alone or stacked with senior debt
- Senior property tax assessment
-
C-PACE
Community Bank of the Bay — C-PACE
California-wideOnly California-chartered community bank on the CSCDA C-PACE roster.
Renewable energy eligible per CSCDA program rules.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Originated by a CA-chartered community bank
- Oakland HQ
-
C-PACE
CounterpointeSRE
California-wide2nd-ever C-PACE administrator approved in California (CSCDA, since 2015).
Renewable energy projects eligible under CSCDA C-PACE program rules.
- Loan size
- Up to 35% LTV
- Term
- Up to 35 years (capped by useful life of equipment)
- Rate
- Competitive — negotiated per deal
- Non-recourse, transferable
- 100% financing of eligible improvements
- Senior property tax assessment
-
C-PACE
Dwight Green Finance
California-wideC-PACE that stacks alongside Dwight's senior agency loans.
Renewable energy eligible per CSCDA program rules.
- Loan size
- $1M+ typical
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Stacks with senior agency multifamily debt
- Property-tax-assessment secured
-
C-PACE
Figtree Financing
Solar-specific program California-wideSan Diego-based C-PACE shop — strong solar focus, 120+ CA jurisdictions.
Has financed energy-efficiency improvements including HVAC, solar, cool roofing, and lighting.
- Loan size
- Negotiated per deal
- Term
- Up to 20 years typical
- Rate
- Negotiated per deal
- Strong solar track record
- Nonprofit + commercial focus
- 120+ CA jurisdictions
-
C-PACE
GreenPACE Capital
California-wideCA-rooted (Laguna Beach HQ) C-PACE lender with a low $50K floor.
Eligible measures span solar, smart thermostats, wind, and windows.
- Loan size
- From $50K
- Term
- 5–30 years
- Rate
- Negotiated per deal
- $50K minimum (lowest in the field)
- CA-headquartered
- Streamlined small-deal process
-
C-PACE
LordCap PACE
California-wideNational C-PACE direct lender on the CSCDA Open PACE roster (since 2018).
Renewable energy / solar eligible per CSCDA program rules.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Non-recourse, transferable
- Property-tax-assessment secured
-
C-PACE
North Bridge
California-wideCarlyle-backed C-PACE direct lender ($1B commitment).
Renewable energy eligible per C-PACE rules.
- Loan size
- $10M – $250M
- Term
- Flexible long-term
- Rate
- Negotiated per deal
- Stand-alone or combined with senior debt
- Flexible new construction + recently-completed
- Carlyle balance sheet
-
C-PACE
Nuveen Green Capital
California-wideLargest C-PACE lender in the U.S., approved through CSCDA Open PACE.
Solar PV is an explicitly funded eligible measure. Recent California portfolio includes large mixed-use, hospitality, office, and industrial projects.
- Loan size
- $2M – $250M
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Repaid via senior property tax assessment
- Transferable on sale
- 100% financing of hard + soft costs
- Non-recourse
-
C-PACE
PACE Equity
California-wideC-PACE direct lender — fixed rate priced over 10-yr UST.
Renewable energy eligible. Sunnyvalley Smoked Meats $5.2M case study explicitly tagged Solar / Renewables.
- Loan size
- Up to 30% LTV (max)
- Term
- Up to 30 years (fixed)
- Rate
- Spread over 10-year UST
- Fixed-rate property tax assessment
- DSCR 1.10–1.30 at stabilization
- Complements senior debt
-
C-PACE
PACE Loan Group
Solar-specific program California-wideC-PACE direct lender — explicitly markets solar + storage projects.
C-PACE funding for solar panels, battery storage, and installation. Available statewide via CSCDA opt-in jurisdictions.
- Loan size
- $500K – $50M
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- No personal guarantee
- Up to 35% of appraised property value
- Solar + battery storage explicitly funded
-
C-PACE
Peachtree Group Credit
California-wideActive C-PACE lender — recent solar-funded deals in Elk Grove and Paso Robles.
Recent CA deals explicitly funded solar panels alongside plumbing and seismic improvements.
- Loan size
- Negotiated per deal — typical $1M – $100M+
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Fixed-rate C-PACE
- Stacks alongside senior debt
- Active CA solar deals on record
-
C-PACE
Petros PACE Finance
California-wideApollo-backed C-PACE lender with offices in Dana Point, San Diego, San Francisco.
Solar listed as an eligible measure alongside HVAC, chillers, boilers, roofing, lighting, controls, windows, plumbing, irrigation.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Non-recourse, transferable on sale
- Construction-to-perm or retrofit
- Special property tax assessment
-
C-PACE
White Oak Real Estate Capital
California-wideC-PACE direct lender on the CSCDA Open PACE roster.
Renewable energy eligible per CSCDA program rules.
- Loan size
- Negotiated per deal
- Term
- Up to 30 years
- Rate
- Negotiated per deal
- Fixed-rate C-PACE assessment
- Commercial properties only
-
National Bank
Amalgamated Bank
California-wideMission-driven bank — C-PACE buyer, tax-equity participant, project debt.
Commitments to C-PACE financing for solar and energy projects; participation in tax-equity structures.
- Loan size
- Project-finance ticket sizes ($15M+)
- Term
- Project debt + tax equity
- Rate
- Negotiated per deal
- Mission-driven balance sheet
- C-PACE buyer + tax-equity partner
- Mid-large C&I focus
-
California Bank
California Bank & Trust — Power & Project Finance
Solar-specific program California-wideCA-focused commercial bank with a dedicated Power & Project Finance Group.
Senior secured construction and/or term loans, back-leverage facilities, revolving credit lines, letters of credit for renewable & conventional power.
- Loan size
- Negotiated per deal
- Term
- Construction + term + revolver
- Rate
- Negotiated per deal
- Senior secured construction + term
- Back-leverage facilities
- Power generation sponsor focus
-
California Bank
City National Bank — Renewable Energy
Solar-specific program California-wideLA-HQ private bank — senior debt, construction, sale-leaseback for renewables.
Construction + permanent financing, sale-leaseback arrangements, asset aggregation facilities, letters of credit for utility-scale solar, distributed generation, community solar, BESS, wind.
- Loan size
- Negotiated per deal — large-ticket
- Term
- Construction + permanent + sale-leaseback
- Rate
- Negotiated per deal
- Lead arranger experience
- Sale-leaseback structures
- Mid-market to utility-scale
-
National Bank
Climate First Bank
Solar-specific program California-wideClimate-focused national bank with straightforward commercial-solar loans.
Straightforward solar loans for non-profit and commercial clients — competitive rates, no dealer fees, no prepayment penalty.
- Loan size
- Negotiated per deal
- Term
- Term loans
- Rate
- Competitive — no dealer fees, no prepayment penalty
- Climate-mission bank
- No dealer fees
- No prepayment penalty
- Nonprofits welcome
-
California Bank
East West Bank — Clean Tech
Solar-specific program California-wideCalifornia-HQ commercial bank with a dedicated Clean Tech project-finance group.
Medium-term project financing for commercial-scale solar, in conjunction with tax-equity partners. Recent CA deals include $48M with GCL Solar (school portfolio, 18 MW).
- Loan size
- Negotiated per deal
- Term
- Medium-term project finance
- Rate
- Negotiated per deal
- Tax-equity partnership structures
- CA-headquartered
- Mid-ticket project finance
-
National Bank
Forbright Bank
California-wideSustainable-finance bank — C-PACE + Energy Loan Network for contractors.
C-PACE loans help businesses build sustainable infrastructure; Energy Loan Network channels solar deals through approved contractors.
- Loan size
- Negotiated per deal
- Term
- C-PACE long-term
- Rate
- Negotiated per deal
- C-PACE direct + Energy Loan Network
- Contractor channel
- CRE focus
-
Community Bank
River City Bank
Solar-specific program California-wideSacramento-HQ commercial bank with a dedicated Clean Energy Division (since ~2014).
Debt financing for commercial and utility-scale renewables; lines of credit; construction + term loans.
- Loan size
- $5M – $50M
- Term
- Construction + term
- Rate
- Negotiated per deal
- Dedicated Clean Energy Division
- Mid-ticket project finance
- Sacramento + Bay Area roots
-
Credit Union
Salal Credit Union
Solar-specific program California-wideSeattle-based credit union with an explicit commercial-solar product available in California.
Commercial Solar Financing — terms up to 84 months; amortization up to 20 years; LTV up to 100% on projects ≤ $2.5M.
- Loan size
- Up to $2.5M
- Term
- Up to 84 months / 20-year amortization
- Rate
- Fixed-rate options
- Up to 100% LTV on projects ≤ $2.5M
- Commercial-solar-specific product
- Operates in CA via business services
-
Community Bank
Sunwest Bank
Solar-specific program California-wideOrange County-rooted SBA Preferred Lender with a dedicated commercial solar program.
Solar loans, leases, and PPAs for property owners, industrial operators, retail centers, office buildings, multi-site businesses.
- Loan size
- Negotiated per deal
- Term
- SBA 7(a), SBA 504, conventional CRE, capital lease
- Rate
- Negotiated per deal
- SBA Preferred Lender
- Loans + leases + PPAs
- Multi-site portfolio focus
-
SBA 504 CDC
AmPac Business Capital
Solar-specific program California-wideFirst faith-based SBA 504 lender — 504 Energy program.
AmPac's 504 Energy program has supported projects that included installation of solar panels — no aggregate cap on total project.
- Loan size
- Negotiated per deal
- Term
- Standard 504
- Rate
- Below-market — SBA monthly debenture
- Faith-based mission
- No aggregate cap
- CA + AZ + NV
-
SBA 504 CDC
Bay Area Development Company
Solar-specific program California-wideTop-20 SBA 504 CDC — $3B+ funded across 1,700+ companies.
Capital equipment (production + solar power systems) qualifies for SBA 504 financing.
- Loan size
- Up to $16.5M
- Term
- Standard 504
- Rate
- Below-market — SBA monthly debenture
- Top-20 CDC nationally
- Bay Area / NorCal focus
- Up to $16.5M aggregate green stack
-
SBA 504 CDC
California Statewide CDC
California-wideStatewide California SBA 504 CDC — 35+ years of operation.
Below-market 504 financing supports green / energy upgrades alongside owner-occupied real estate.
- Loan size
- Negotiated per deal
- Term
- Standard 504 + Statewide Fast 504
- Rate
- Below-market — SBA monthly debenture
- Statewide CA
- 35+ years operating
- Statewide Fast 504 expedited program
-
SBA 504 CDC
Capital Access Group
Solar-specific program California-wideSan Francisco-HQ SBA 504 CDC — funded $10.2M for Auxin Solar San Jose.
Green equipment such as solar panels and energy-efficient improvements qualify for 504 financing.
- Loan size
- Up to $5.5M
- Term
- Standard SBA 504 (90% finance, 10% down, 25-yr)
- Rate
- Below-market — SBA monthly debenture
- SF-headquartered (since 1981)
- Statewide CA
- Auxin Solar case study
-
SBA 7(a) Lender
Live Oak Bank
Solar-specific program California-wideSBA 7(a) Preferred Lender (#2 nationally FY25) + USDA REAP solar lender.
USDA Rural Energy for America Program (REAP) — solar, battery storage, and other emerging technologies. SBA 7(a) up to $5M; SBA 504; USDA REAP guaranteed loans (80% guarantee FY25).
- Loan size
- Up to $5M
- Term
- SBA 7(a) up to 25 yrs (real estate) / 10 yrs (equipment)
- Rate
- Variable — pegged to Prime
- SBA 7(a) Preferred Lender
- USDA REAP origination
- 80% USDA REAP guarantee FY25
-
SBA 504 CDC
TMC Financing
Solar-specific program California-wideCalifornia SBA 504 CDC with explicit Energy Efficiency Financing program.
SBA 504 Energy Efficiency Financing — install solar panels and/or wind turbines for ≥15% of business energy use. 2024 policy change removed aggregate caps on green-stack projects.
- Loan size
- Up to $5.5M
- Term
- 25-year fixed
- Rate
- Below-market — see SBA monthly debenture rate
- 10% down — owner finances 90%
- Below-market 25-year fixed
- No aggregate cap on green-stack projects (post-2024 SBA rule change)
-
Specialty Solar Lender
CleanCapital
Solar-specific program California-wideC&I solar / storage asset owner — buys operating projects and finances developers.
Developer takeout for C&I solar, community-solar, and storage projects.
- Loan size
- Negotiated per deal
- Term
- Project takeout
- Rate
- Negotiated per deal
- Developer takeout focus
- C&I + community solar + storage
- $1B+ deployed
-
Specialty Solar Lender
Generate Capital
Solar-specific program California-wideSan Francisco-HQ sustainable infrastructure investor — Infrastructure-as-a-Service™.
Long-term PPA structures for mid-market and industrial sustainability projects.
- Loan size
- Large-ticket — negotiated per deal
- Term
- Long-term PPA
- Rate
- Negotiated per deal
- Infrastructure-as-a-Service™
- CA-headquartered
- Mid-market to MUSH
-
Specialty Solar Lender
Greenbacker Capital
Solar-specific program California-wideRenewable IPP, tax-equity & debt deployer — owns / operates 100s of clean-energy assets.
Acquires, owns, and operates clean energy infrastructure assets; tax-equity placement for developers.
- Loan size
- Large-ticket project finance
- Term
- Project acquisition / tax-equity
- Rate
- Negotiated per deal
- Project acquisition route
- Tax-equity placement
- Mid-market to utility-scale
-
Specialty Solar Lender
Inclusive Prosperity Capital
Solar-specific program California-wideNational CDFI — solar PPA, lease, and debt with flexible underwriting.
Solar PPA + Solar Lease for commercial properties to effortlessly adopt solar energy.
- Loan size
- From 50 kW system size
- Term
- PPA + lease + debt
- Rate
- Negotiated per deal
- Flexible underwriting
- Nonprofits + multifamily + MUSH
- CA-licensed
-
Specialty Solar Lender
Renew Energy Partners
Solar-specific program California-wideEnergy-Service-Agreement (ESA) provider — GoGreen Business participating lender.
$250K – $5M ESAs that can include generation + storage components.
- Loan size
- $500K – $5M
- Term
- 60–180 months
- Rate
- ESA structure
- 3-year minimum business history
- No cannabis industry
- Generation + storage included
-
Specialty Solar Lender
Sunstone Credit
Solar-specific program California-wideSpecialty commercial-solar loan platform — 'Lien Light' non-recourse structure.
Loans customized for solar and for commercial borrowers of all sizes. Recent Large Loan Program supports solar + storage projects up to $30M.
- Loan size
- $50K – $30M
- Term
- 5–20 years
- Rate
- Negotiated per deal
- 'Lien Light' non-recourse — no real-property liens
- Limited personal guarantees
- Franchises, multifamily, retail, agriculture, storage
-
Specialty Solar Lender
Sunwealth
Solar-specific program California-wideDOE-backed specialty solar developer / financier — PPAs, leases, 100% project financing.
100% Project Financing — PPAs, site leases, and operating leases for commercial projects greater than 25 kW DC.
- Loan size
- Negotiated per deal — minimum 25 kW DC
- Term
- PPAs / operating leases
- Rate
- Negotiated per deal
- PPA / operating lease structures
- DOE LPO loan-guarantee backing
- Mission-aligned: nonprofits, schools, underserved markets
-
Specialty Solar Lender
Sustainable Capital Finance
Solar-specific program California-wideSan Jose-HQ C&I solar PPA financier with 30–90 day close.
PPA & takeout solutions for commercial, municipal, and non-profit projects — 30–90 day close.
- Loan size
- Negotiated per deal
- Term
- PPA structures
- Rate
- Negotiated per deal
- CA-headquartered
- PPA + developer takeout
- 30–90 day close
-
Equipment Finance
Ascentium Capital
Solar-specific program California-wideGoGreen Business participating equipment-finance company.
$10K – $2M equipment-finance agreements for CA Small Business Energy Efficiency Financing.
- Loan size
- $10K – $2M
- Term
- 12–60 months
- Rate
- Varies — equipment-finance agreement
- 12-month minimum business history
- Property owners + tenants eligible
- GoGreen-enrolled
-
Equipment Finance
Caterpillar Financial Services
California-wideOEM captive finance — finances commercial solar panel systems via Cat dealer network.
Loans + leases for commercial solar panel systems through the Cat dealer network.
- Loan size
- Negotiated per deal
- Term
- Loans + leases
- Rate
- Negotiated per deal
- OEM captive finance
- Cat dealer network
- Established commercial-solar product
-
Equipment Finance
DLL Group
Solar-specific program California-wideVendor / equipment finance — GoGreen Business participating lender.
Equipment finance & leasing for clean tech vendors — rates as low as 0%; up to 20-year solar terms.
- Loan size
- $100K – $5M
- Term
- 36–84 months (up to 20-yr for solar)
- Rate
- As low as 0% promotional rates
- 24-month minimum business history
- Vendor-channel finance
- Rabobank balance sheet
-
Leasing
Element Fleet Management
California-wideFleet leasing / financing — EV charging infrastructure + solar bundles.
Operating leases, open-end TRAC, loans, sale-leasebacks for fleet + charging + solar bundles.
- Loan size
- Negotiated per deal
- Term
- Operating + capital leases
- Rate
- Negotiated per deal
- EV fleet + charging + solar
- TRAC + open-end lease structures
- Fleet management bundling
-
Equipment Finance
Prime Capital Funding
Solar-specific program California-wideSpecialty finance — GoGreen Business participating lender. Cannabis-friendly.
$100K – $5M; up to 20-year solar terms.
- Loan size
- $100K – $5M
- Term
- 36–84 months (up to 20-yr for solar)
- Rate
- Varies
- 36-month minimum
- Cannabis industry friendly
- GoGreen-enrolled
-
Equipment Finance
Stonebriar Commercial Finance
California-wideIndependent large-ticket equipment finance / leasing (Eldridge).
Tax leases, finance leases, sale-leasebacks, TRAC leases for clean-energy equipment.
- Loan size
- $5M – $500M
- Term
- 3–20 year terms
- Rate
- Negotiated per deal
- $5M – $500M tickets
- Tax + finance + sale-leaseback structures
- Independent (non-bank) capital
-
Equipment Finance
U.S. Bank Equipment Finance
California-wideMajor-bank equipment finance with a dedicated renewable-energy team.
Renewable energy team manages complex solar financing structures including vendor finance, capital leases, and term loans.
- Loan size
- Large-ticket — negotiated per deal
- Term
- Vendor finance / leases / term loans
- Rate
- Negotiated per deal
- Renewable-energy specialty group
- Long history in solar tax equity
- Vendor + lease + loan structures
-
Equipment Finance
Verdant Commercial Capital
Solar-specific program California-wideIndependent equipment finance — GoGreen Business participating lender.
$25K – $5M equipment-finance agreements / leases up to 84 months.
- Loan size
- $25K – $5M
- Term
- 12–84 months
- Rate
- Varies — EFA / lease
- 24-month minimum
- No cannabis / gaming / adult
- Walmart / YMCA / community-solar track record
-
California State Program
CalCAP Collateral Support
California-wideState credit-enhancement / cash-pledge program — usable for solar at participating banks.
Loan amounts $25K – $20M for any approved purpose, including commercial solar, at participating CA financial institutions.
- Loan size
- $25K – $20M
- Term
- Varies — at the underlying lender
- Rate
- Varies — at the underlying lender
- Open to any CA bank, savings association, federally-certified CDFI, or credit union
- Closes collateral gap
- SSBCI 2.0-funded
-
California State Program
GoGreen Business Energy Financing
Solar-specific program California-wideState-channeled commercial solar/storage financing with credit-enhancement.
Clean energy generation + storage upgrades, EV charging, and energy-efficiency retrofits — including commercial solar (added 2023).
- Loan size
- $20K – $5M
- Term
- Up to 20 years (varies by lender)
- Rate
- Varies by participating lender
- State credit-enhancement (CalCAP-aligned)
- 6 pre-approved private lenders
- Solar + storage + EV charging eligible
-
California State Program
IBank Climate Catalyst Revolving Loan Fund
California-wideState revolving loan fund (AB78) — participations alongside lead lenders.
Solar projects eligible per AB78 criteria (current focus on forest biomass, transmission, climate-tech).
- Loan size
- $10M – $40M
- Term
- Loan participation alongside lead lender
- Rate
- Varies — at lead lender
- Participates alongside private lead lender
- Up to 50% of loan
- Solar eligible per AB78
-
California State Program
IBank Climate Tech Finance
Solar-specific program California-wideState loan-guarantee program — 80% guarantee, up to $5M, on loans up to $20M.
Loan guarantees of 80%, up to $5M, on loans up to $20M, with a 7-year term — applicable to solar project finance.
- Loan size
- Up to $20M
- Term
- 7-year term
- Rate
- Varies — at the underlying lender
- 80% state guarantee
- Up to $5M guarantee on $20M loan
- Northern California FDC partner network
Need a recommendation?
Not sure which lender fits your Chico project?
Send us a quick note about your site (parking stalls, current annual electricity spend, EV-charging interest) and we'll match you with the right lender from the list above.
Get matched with a lender
We'll line up 1–3 introductions based on your project size, location and timeline.
Logos remain property of their respective owners. SolarPorts has no affiliation with the institutions listed unless explicitly stated. Loan terms shown are sourced from public lender materials and may have changed since last verification — confirm with each lender before relying on them.
Why solar in Chico
Local conditions, local economics.
Why energy savings stack up in Chico:
- PG&E commercial rates make onsite generation a structural cost-cut, not a marketing line.
- Local sectors like higher education, healthcare, agriculture & food processing, and retail & shopping centers all operate on commercial properties with parking footprints large enough to host meaningful solar arrays. We size the canopy to your parking-space count, not the other way around.
- Permit pathways in the Sacramento Valley are well-trodden for our team — we've worked with the AHJs that serve Chico and we know which corrections come up first.
Climate & energy market
Sacramento Valley solar context
The Sacramento Valley delivers some of California's strongest commercial solar production thanks to long, cloudless summers. Sites in SMUD territory benefit from one of the most predictable commercial rate structures in the state, while PG&E sites in Yolo, Placer and Solano counties see meaningful demand-charge reduction from solar paired with storage.
Top sectors that benefit
Built for Chico's commercial mix.
Higher Education
University and community-college campuses typically have multiple eligible parking lots and benefit from public-funding pathways.
Healthcare
Hospitals, clinics and outpatient centers carry constant cooling loads and large patient-and-staff parking lots ideal for canopies.
Agriculture & Food Processing
Cold-storage and food-processing sites have aggressive demand charges that solar plus storage materially reduces.
Retail & Shopping Centers
Retail centers benefit from carport shade as a customer amenity *and* a daytime energy hedge.
Incentives that apply here
Stack the savings on your Chico project.
Federal, state and PG&E programs are modeled into every proposal. We file the paperwork — you get the credits.
Federal Investment Tax Credit (ITC)
30% base credit on solar and storage under the Inflation Reduction Act, with adders for domestic content, energy communities and prevailing-wage compliance — stackable up to 50%+.
MACRS Accelerated Depreciation
Depreciate the system over 5 years (with bonus depreciation rules) to dramatically reduce federal tax liability in the early project years.
California SGIP (storage)
The Self-Generation Incentive Program pays per-kWh for installed battery storage. Equity, equity resiliency and small-business carve-outs significantly raise the rebate per kWh.
CALeVIP (EV charger rebates)
CALeVIP and complementary utility programs cover a meaningful share of EV charger costs when you bundle Level 2 or DCFC into the carport project.
PG&E commercial demand-charge reduction
Most PG&E commercial schedules (B-19, B-20, A-10) carry steep demand charges. Solar plus storage routinely cuts those by 30–60%, which often dwarfs the energy-cost savings on the same bill.
Permitting & AHJ
City permitting context
Commercial solar carport permits in Chico are typically reviewed by City of Chico Building Division, with parallel sign-off from the local fire authority and the serving electric utility. We handle the full submittal package — structural calcs, electrical single-line, mounting details — and respond directly to plan-checker corrections.
Get started
See the numbers on your property — no obligation.
A free custom report includes a cost savings estimate, a 30-year cash-flow model with ITC, MACRS and SGIP, and a structural fit-check based on your parking layout. Or skip ahead and book a 30-minute call with our California-based team.
- 48-hour report turnaround
- No obligation, no sales pressure
- California-based, statewide reach